Disability Insurance
Disability insurance is a vital yet often overlooked component of a comprehensive insurance portfolio. At IRMA Health, we understand the significance of safeguarding your financial well-being in the face of unexpected life changes. Our disability insurance services are tailored to provide you with the protection and peace of mind you need during challenging times.
Importance of Disability Insurance
Disability insurance can be the difference between financial stability and hardship during illness or injury, extending beyond medical expenses to preserve your quality of life and independence.
There are two primary types of disability insurance:
Short-Term Disability Insurance: This type of coverage typically provides benefits for a shorter duration, often covering disabilities that last a few months up to a year. It’s ideal for individuals who need immediate income replacement due to a temporary disability.
Long-Term Disability Insurance: Long-term disability insurance is designed to provide benefits over an extended period, typically until retirement age, in cases of long-lasting or permanent disabilities.
Peace of Mind
Life can be unpredictable, and the unexpected can happen to anyone. With our disability insurance, you can face the future with confidence, knowing that your financial well-being is protected. Contact us today to explore your options and learn more about how disability insurance can provide you with peace of mind and security in times of need.
